We have crazy busy lives, now more than ever with this epidemic. When life gets crazy we sometimes need a break from it all. If you have a family and even multiple jobs though, that break sometimes isn’t as easy as it sounds. That’s why you need to cut out the “unnecessary stresses” you have with finances.
The first step to “detox” your finances is to give yourself an audit. Simply pull out your credit card statements and track where the most of your money is going. It’s okay to treat yourself to a movie or date but these can often be one of the big things people get stressed about is when that is taking out a big chunk of your paycheck. Reduce stress by making sure your money is going to the right places.
Now, let’s talk about your subscriptions. If you simply check your subscriptions you’ll often find out that you are paying for things you don’t really even use. For example, did you know that most households are still paying for cable and landlines even though neither have been used in months or even years. Check in with your credit card statements to make sure you don’t have unused subscriptions sucking your savings accounts dry.
Now you’re probably asking yourself “Well then what should I unsubscribe from to save my money without sacrificing my joy?” Simply ask yourself what the last time you used the landline, watched Hulu, or used any other of the subscriptions you got a “deal” for when you signed up for that new phone plan.