We are all taking a collective sigh of relief that one of the toughest years in recent history is almost over.

We will head into 2021 with strength and optimism, better understand what we can do better in the new year. One of those aspects should be financial preparedness, especially after the year’s unemployment and economic devastation.

As we getting set in 2021 I was thinking about what we can do first to get us started on the right path.

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